INSPIRE Pakistan

Informing the Social Health Protection Initiative through Rigorous Evidence


Newly published in the Geneva Risk and Insurance Review: Does free hospitalization insurance change health care consumption of the poor? Short-term evidence from Pakistan

We are excited to see our paper published – online for now, but hopefully soon in the special issues “Risk Considerations and Insurance in Developing Countries”. In the paper, Prof. Dr. Andreas Landmann and Dr. Simona Helmsmüller study the effect of free hospitalization insurance on inpatient care consumption patterns. This was part of Phase 1 of the ongoing Social Health Protection Initiative (SHPI), which aimed at reducing financial barriers and increasing access of the poor to health services in selected districts of Pakistan’s Khyber Pakhtunkhwa (KP) province and the Gilgit Baltistan (GB) area through provision of free insurance coverage for inpatient health services (IPD). The program, which was launched in December 2015 in four pilot districts and then extended province-wide, covers the poorest 21% of households in the area through the delivery of insurance cards at fully subsidized rates.

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